AI-assisted valuation and blockchain-based title verification are starting to speed up how Nigerian property is priced and checked. Here's what each tool actually does, and why the Land Registry search still matters.
AI-assisted valuation and blockchain-based title verification are starting to speed up how Nigerian property is priced and checked. Here's what each tool actually does, and why the Land Registry search still matters.
Nigeria's housing deficit stands at an estimated 22-28 million units in 2026, as the population approaches 260 million. Here's what that gap actually means for buyers, renters and investors today.
Service charge is the second rent almost nobody negotiates. It is often demanded a year in advance, rarely accounted for, and it can add a substantial amount to the real cost of a Lagos apartment. Here is how it should work — and what to do when it doesn’t.
Most land disputes in Lagos and Ogun are not about who sold the land. They are about whether the government ever released it to the family in the first place. That single question is what excision and gazette answer.
A fire hit the Federal Mortgage Bank of Nigeria's Abuja head office on 1 August 2026. Officials say no critical records were lost and documents are backed up in cloud storage. That is reassuring — but an institutional backup is not your personal file. Here is how to verify your own position.
The Federal Government is developing a national housing regulation policy built on developer licensing, escrow protection for buyers' funds, quality assurance, professional registration and a data observatory. It is still a draft — here is what an off-plan buyer should demand today.
With Ibeju-Lekki and central Abuja pricing out ordinary buyers, demand is spilling into Ogun and Nasarawa. The commuter belt can be a genuine opportunity — but only if you price the commute honestly and run the title checks properly.
Monthly and quarterly rent plans are spreading fast in Lagos, and the pitch is compelling: move in now, pay as you earn. Here is how to work out what these schemes really cost, what to check in the paperwork, and which interest-free routes are usually cheaper.
Commercial naira mortgages run at 20-28% a year as of July 2026, putting them out of reach for most buyers. Staged self-building, cooperative schemes and rent-to-own are how Nigerians actually become owners — with the checks each one requires.
The Lagos tenancy bill would make regulator registration compulsory for every estate agent and cap agency fees at 5% and advance rent at one year. It is still at committee stage — but you can already use its logic to avoid the most common rental scams.